Education in the Digital Age with Nadav Zeimer

Education in the Digital Age with Nadav Zeimer

Education in the Digital Age with Nadav Zeimer

One of the biggest areas of society affected by coronavirus lockdowns is education. Kids learning at home and virtual learning have led us to ask a variety of questions on the value of classroom learning, government-funding education, and more.

In this episode, we are pleased to welcome Nadav Zeimer to the show. He’s the author of Education in the Digital Age and has a wealth of knowledge and experience and both technology and teaching. 

What can we learn from the pandemic and how do we reshape education to be more effective for future generations?


CoinZoom is a U.S. based, regulated — institutional-grade digital currency trading platform striving to bridge the gap between legacy FX, futures, stocks, and banking to make digital assets available to traders across the globe. Buy, sell, and trade crypto easily on the CoinZoom Exchange, and spend it seamlessly with the CoinZoom Visa debit card. Visit CoinZoom to register and get $10 in free crypto after meeting these requirements:

  • You must execute a single trade of $100 USD value or more and maintain a total balance of $100 USD equivalent or more in your account for at least 30 days.
  • These requirements must be complete within 90 days of creating a CoinZoom account.
  • The new referral program started on September 1, 2020. No referrals prior to this date will be eligible to receive $10 in ZOOM.

Gamechanger for Gaming Generation

Use blockchain and pay with spare computing power for whatever you like! GamerHash connects two rapidly growing technologies into one unique business concept. Gamers meet blockchain in their own environment and spread the adoption of new economy models. GamerHash in less than 3 years reached 500.000 customers - with no marketing spend. Award-winning GH team is now focusing on entering the Asian market to multiply the numbers in 2021 and at the same time, they're emitting own GamerCoin $GHX token to bring crypto adoption through gaming! The vision of GamerHash is to become Amazon on NFT's in 2-3 years.



Nadav ZeimerPrincipal Z works at the intersection of technology and education. Nadav excelled as a software engineer in Silicon Valley prior to becoming an award-winning physics/robotics teacher, turnaround principal, and public speaker. The transition from software to education started when Zeimer founded a nonprofit focused on hyper-local radio production. As a teacher, Mr. Z integrated podcasting into his curricula and was selected to lead a school design team. Seven consecutive years of breakthrough student outcomes followed, along with widespread recognition for his digital media centered approach to school reform. Zeimer promises to end standardized testing in NYC high schools by 2040. Based on nearly two decades of experience, he has launched an open source, blockchain ledger of “gold standard” high school credits. The Zeimer Family adopted their eldest child from Japan and currently serve as foster parents to a medically fragile child in Harlem.



Virtual Blockchain Week is Coming!

Virtual Blockchain Week is Coming!

Virtual Blockchain Week will be here before you know it!

Virtual Blockchain Week is a groundbreaking one-of-a-kind online conference featuring a dynamic mix of trailblazers, emerging technologists, futurists, thought leaders, authors, and entrepreneurs who will share valuable content related to the current state of blockchain and cryptocurrency. The event is free to attendees and will be streamed live on the major social channels for five consecutive days. ➡️ Register today and get a limited edition NFT for #VBW2020!

There’s an old proverb that says when life gives you lemons, make lemonade. And why not? What else are you doing with those lemons?

With the cancellation of so many blockchain and crypto events, that’s exactly what we’ve decided to do. Make y’all some tasty, sweet lemonade.

In just one week we’ll be bringing the world’s most ambitious and totally awesome Blockchain conference to the world. It’s called Virtual Blockchain Week, and today we’ll be telling you absolutely everything you need to know about this must-attend event. We’ll be joined by Dylan Love, the Head of News at Cointelegraph, as well as a number of speakers who are on the agenda.

It’s the roll-up, roll-up, step right-this-way for the magical mystery tour of the blockchain world on episode #397 of The Bad Crypto Podcast

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THIS EPISODE IS SPONSORED BY: Upland Upland is a location-based property trading game paired with a decentralized economy. Players buy, sell, trade and develop virtual properties that are based on real-world addresses. Blockchain technology ensures true ownership for the players. Uplanders collect in-game currency called UPX as a reward for their ownership and for completing missions in the game (collections, treasure hunts,...). UPX can be used to purchase more properties, to develop land and to pay for digital goods and services other Uplanders will create and provide. The objective is to establish an open economy where various stakeholders interact/transact with each other directly, i.e. without intermediaries. Check them out:

Somee is a blockchain based social media platform built for privacy, end-user control and content monetization. Somee is privacy-focused & Censorship resistant, provides multiple monetization options, content and curation rewards. It offers advertising revenue sharing and a social dashboard offers streamlined posting to all major social media from single platform.


Dylan LoveDylan Love  – CoinTelegraph

Head of news at Cointelegraph






Oz SultanOz Sultan 

Oz Sultan is a Tech and Marketing Industry veteran with 20 years’ experience developing innovative solutions for Brands and Fortune 100 companies. He is also at the forefront of American Muslim affairs, as well as diplomatic and interfaith engagement.

Over the past ten years, Oz has leveraged social media signaling and analysis of trends and social media data to focus on Big Data analysis and how patterns can aid in solving complex problems around us.

Oz is a Board Member on The Homeland Security Foundation of America and has developed a Digital Anti-ISIS framework and counter-radicalization and disruption methodology for stopping online terror. One fundamental aspect of his work is to get governments and corporations to see the risk of Cyber Terrorism, Crypto Ransom and Social Media converging in what he calls the “greatest risk facing America.”

Recently he was a counter-terrorism, social media and Big Data advisor to the Trump Campaign. He is a regular contributor to IJR, TexasGOPVote, The Ish, and Newsmax.

Oz’s past Bad Crypto Episodes 236, 215, 119.

Lea ThompsonLea ThompsonGirl Gone Crypto
I make videos about blockchain that are interesting to both Nerds and Normies alike and focus on projects that help increase crypto adoption.

Video content yields the highest return for brands when it comes to engagement and trust – generating 1200% more shares than just text and images. These numbers only continue to rise as video becomes the way that people choose to consume content on a regular basis. If your company isn’t focusing on video… then you are already behind your competition.

What I do and how we can get connected:

🔘Does your crypto project need some video content to provide tutorials, explainer videos or other video assets to help support your brand? My magic sauce is taking the technical, and breaking it down in a way that will resonate with your audience – and feel approachable to new users at the same time.

🔘Bring me to your next event as a speaker, panelist, or media person. Often a crowd favorite at crypto conferences, I partner with you to help promote your event and ensure attendees have a memorable experience.

🔘Contact me about the potential for social media collaborations. If your project is a fit for my audience – we can come up with a fun and creative campaign to showcase your brand.

🔗Let’s Connect:
Website –

Alyze SamAlyze Sam is a refreshing blockchain strategist, a novel educator, and vehemently driven advocate. After dedicating her life to her patients in hospice nursing, Sam branched out to financial technology after overcoming incredible odds with vigor and passion. Her life goals include serving her community and assisting other ‘underdogs’ in achieving their dreams. Sam is the Chief Executive Assistant for GIVE Nation, a non-profit children’s financial literacy blockchain project that encourages altruistism. The Community Director at ‘The World Ethical Data Forum’ and a Founder/Community Manager for Women in Blockchain International. In her free time, Sam writes for 15+ Tech Magazines, while humbly sitting at the top 1% of the Blockchain industry as an influencer. Her unbiased ‘Complete 2020 Guide to Stablecoins’ released December 2019.

Alyze’s last Bad Crypto Episode. 

Over 1000 people are now registered for Virtual Blockchain Week 2020 and we’ve added some BIG names to the roster for this incredible event!

Akon, Justin Sun and Don Tapscott will now be joining us to deliver keynotes at the event. See all Featured Speakers

Check out our brand new video here!

And while your ticket is free, we’re providing some great reasons to UPGRADE to the VIP Experience!

1) Sunday night opening party / meet-and-greet networking

2) Wednesday Influencer Happy Hour with some of the top Crypto YouTubers and social media personalities

3) Friday night closing party! – We’re working on bringing some entertainers (names you know) to perform for you.  

4) Special limited edition NFT

5) More coming!

Plus, 50% of your ticket price will go to support Crypto for COVID, a Binance Charity relief effort to help those who have been hurt most by this virus.

We are almost OUT of the $97 tickets! As soon as that happens, the price goes up to $127. So don’t wait.

==> Click here and upgrade your ticket NOW!cryptomatic atm

Our Title Partner, CryptomaticATM will be giving away a BTC ATM! That’s right, one lucky individual will receive a CRYPTOMATICATM absolutely FREE* (shipping not included). 

Get entered to win here.



Crypto Challenges Global Remittance Paradigm 

Crypto Challenges Global Remittance Paradigm 

Crypto Exchanges Are Poised to Challenge The Global Remittance Paradigm 

Guest Post By: Andrew Rossow 

The global remittance market is enormous and crypto exchanges are poised to challenge the global remittance paradigm . Encompassing more than $573 billion in 2019, remittances are the primary avenue for immigrants working in foreign countries to send back money to their families in their home country.

India and Mexico are significantly ahead of the remaining competition in terms of funding returned to the country, with the US serving as the primary initiation point for remittance payments. Although a key release valve for value transfer across borders and wealth gaps, remittance services are consolidated in the hands of a few players.

Namely, Western Union, Moneygram, Ria Financial Services, and Paypal

These companies operate as third-party processors for remittances but charge high fees and rely on legacy payment rails for delivery, which are slow and outdated. Crypto has been proposed as an alternative to the current remittance hegemony, but some serious hurdles remain.

That narrative seems to be slowly changing as companies expand their financial service offerings, citizens find ways to bypass Western Union, and crypto awareness continues its upward trend.

Addressing the Major Remittance Problems

Remittances are well-known for squeezing users of their services for more than is morally palatable to both the immigrants using the service and outside observers. Although Western Union does offer cheaper fees than international bank transfers, which run prohibitively high for the smaller amounts being transferred by remittance users, the fee structure remains borderline punitive.

For example, Western Union fees drastically depending on the location and service rendered. In the most expensive cases, such as using a credit/debit card for a transfer from the US to more obscure regions in Africa, fees can reach as high as 10 percent. Fees are accompanied by long lines at remittance locations, even though some companies, like Western Union, have over 500k locations worldwide.

The problem also extends more into the banking infrastructure of receiving countries. In particular, we can use Nigeria as a microcosm for many of the ongoing problems in several parts of the world.

Matt Ahlborg provided an excellent research glimpse into a blossoming industry to circumvent Western Union transfers — a duo of Paxful (P2P BTC exchange) and gift card remittance. In his research, Ahlborg uncovered a surprising revelation. Nigerians were willing to accept up to a 26 percent discount on transfers from the US to Nigeria, compared to Western Union, to circumvent the remittance system in the country.

Basically, the system worked by Nigerians in the US buying gift cards at a gas station, sending the gift card code to a dealer on Paxful, who then deposited the money in a Nigerian bank, and the account holder dispersed the money to the recipient.

That’s a convoluted pathway to avoid Western Union, so why do it?

“The entire remittance process can be completed in 20–30 minutes with the end result of local Nigerian currency arriving to the family member’s bank account,” details Ahlborg.

But it doesn’t stop there.

As a third-party remittance service, companies like Western Union have to adhere to local regulations, which, with the Nigerian Naira (the local currency) is subject to manipulation of exchange rates and government capital controls. Black market rates are subsequently better than the official exchange rate, meaning that Nigerians prefer the Bitcoin/Paxful route because, despite the discount on the gift card, more Nairas are delivered to the recipient without having to go through both the government and Western Union.

It’s simply faster and cheaper.

The dynamic in Nigeria reveals two primary takeaways: remittance users are willing to take complex pathways to escape high fee structures and avoid the caprices of government exchange rate alterations.

Enter crypto.

Disrupting the Remittance Industry & Global Payments

One of the early applications of cryptocurrencies was applied to the remittance sector with mixed results. Stablecoins like Tether have proven invaluable to cross-border OTC operations and semi-anonymous transfers within the network but the problem centers on the gateway to sending/receiving cryptocurrencies.

Namely, the fiat onboarding process and portal to the advantages of cryptocurrencies.

That’s where crypto exchanges, along with a suite of new products accompanying them, can play a pivotal role. For example, CoinZoom, an up and coming fiat-to-crypto exchange based in the US offers both a VISA debit card and a P2P transfer feature called ZoomMe.

The VISA debit card is highly useful for global payments because users can rely on the debit card for consumer purchases around the world — backed by stablecoins, BTC, or other crypto assets on the exchange account. This reduces the barriers for people to access funds since they can store crypto assets in a portable hardware wallet, make a transfer to the exchange, and tap into those funds virtually anywhere.

But ZoomMe may serve as the killer app for remittances. Using ZoomMe, a CoinZoom user can transfer crypto or fiat instantly and for free between friends. It works internationally and severs the need to go through complicated Paxful/gift card remittance pathways or the costly and slow Western Union route.

Pair that advantage with funds immediately accessible in a liquid fiat-to-crypto gateway based in the US, along with licenses in Australia and Ireland, and you have a powerful tool to disrupt the remittances industry. The gateway between crypto and fiat subsequently can serve as the bedrock for a new remittance industry.

In other areas of the world, like India, which leads the global remittance industry by a longshot, the notion of crypto-based remittance services has also been opened. The Indian Supreme Court recently struck down a blanket ban on crypto-assets in the nation, paving the way for the most lucrative remittance market to drastically reshape its currently slow and costly system.

The Indian Central Bank may view the move as damaging to the rupee, but it may have no choice to acquiesce. As Nigeria proves, citizens will jump through hoops to avoid intricate regulatory barriers, government-induced exchange rates, and the high fees of the current remittance paradigm.

Western Union leveraged the invention of the telegraph to become a behemoth before being consumed by AT&T. It would later be sold off, and reconfigured itself as a money service and bill pay giant. Now, it’s facing stringent competition once again, but this time it’s not an American monopoly knocking on the door — it’s technology.

Significant room for improvement in the remittance market remains to be seized as an opportunity. And exchanges in the crypto landscape seem poised to absorb a significant portion of that lucrative possibility.

Andrew L. Rossow is a millennial attorney, law professor, entrepreneur, writer, and speaker on privacy, cybersecurity, A.I., AR/VR, blockchain, and digital monies. He has written for many outlets, most notably Forbes and HuffPost

Connect with Andrew on LinkedIn

Drew recently shared an article Blockchains are Building the Web 3.0

Blockchains Are Building the Web 3.0

Blockchains Are Building the Web 3.0

Blockchains Are Building the Web 3.0

Guest Blog by: Andrew L. Rossow, Esq.

One of the distinct takeaways from this year’s SXSW Conference was that “Blockchains Are Building the Web 3.0,” a notion compounded by the advancing narratives towards decentralization, privacy, and security among an increasingly circumspect public. 

Where much of the focus revolves around DeFi, blockchains have a unique place amongst emerging technologies as an infrastructure tool that translates across industries. Decentralization is not always necessary or prudent, but it can complement, and in many instances improve, existing areas where inefficiencies are becoming apparent. 

One of those areas is cloud computing, where centralization, sustained outages, high barriers (e.g., costs) to access, data security/privacy, and edge device inefficiency are all revealing themselves as points of friction in a market dominated by big tech. 

Included in the projections of the Web 3.0 is the notion of a multi-cloud computing landscape, replete with numerous boutique cloud providers and fluid marketplaces of computational resources — supplemented by decentralized networks. 

While blockchains are poised to play an important role in multi-cloud computing, the next iteration of cloud computing appears to occupy the convergence of multiple technologies. 

Surveying the Principal Advantages & Benefits of Centralized Cloud Computing 

Major cloud providers like Amazon AWS, Microsoft Azure, and Google Cloud have had a profound impact on the current mold of the Internet. They have empowered digital businesses to flourish by offloading in-house IT costs, consequently enabling them to operate with the advantages born from economies of scale on razor-thin budgets. 

Similarly, the redundancy of data storage in centralized servers makes accessing data convenient anywhere at any time. Lost passwords can be recovered, and businesses can work on other aspects of their operation while web hosting, computation, and other IT services are handled by the cloud provider. 

The leading cloud service providers hold vast cash reserves and generate billions in revenue annually, which they pour into operational costs and maintenance of their networks. These networks are even integrated with leading business products like CRM software (e.g., Salesforce), IoT devices, and other business processes like document management.

The current cloud computing market is enormous and is expected to reach $411 billion by 2020.

However, that doesn’t mean it comes with its deficiencies, as increasing centralization of size can lead to concavity, and subsequently, veiled risks beneath the surface.  

Those risks concerning cloud computing primarily come in the form of higher costs, reduced efficiency in connectivity, lack of privacy, and susceptibility to large-scale outages of the black swan variety. Finally, the current centralization of the cloud provider ecosystem furnishes little optionality to the users (i.e., enterprises), who for the most part, are stuck between a few similar services and virtually no competition. 

A Decentralized Alternative — Multi-Cloud Computing 

The promise of multi-cloud computing is not to outright replace the current paradigm; simply, it is to complement and enhance it via several methods. Namely, decentralization and optionality, both of which have positive downstream consequences in areas ranging from connectivity in remote regions of the world to resilience to large-scale networking outages.

For example, businesses lose a reported $700 billion per year due to IT downtime, with the vast majority of that infrastructure for larger enterprises coming from cloud service providers. 

Relevant examples include CloudFlare’s recent outage, a premier CDN provider, where Internet service across the globe went down due to a poor software update delivery. 

With a multi-cloud computing landscape, comprised of decentralized networks, the robustness of connectivity is vastly improved,” shared DeepCloud AI CEO, Max Rye. “Not only are networks more resilient to outages, but connectivity can extend to more remote regions, with resources providers (i.e., bandwidth, computation, storage, etc.) providing the necessary components for developers or enterprises in areas with poor Internet infrastructure to remain online.” 

DeepCloud AI has proposed an intriguing concept for a better model of cloud computing, using a blend of a blockchain and an AI-driven infrastructure. For example, DeepCloud AI cites how the AI in their platform can help adjust in real-time to demands for resources, whether that be computational or bandwidth requirements. 

Not only does this have an impact on reducing costs and improving efficiency in marketplaces for resource providers, but it is especially relevant at the edge of networks — like IoT devices and remote regions. 

A collateral bonus of distributing the cloud computing landscape is reduced barriers to accessing digital services — such as DeFi — and local processing of data, rather than on centralized servers — a huge boon for privacy. 

Particularly when it comes to resource allocation, economics proves that the centralized “command-control” model simply does not work, as Adam Smith highlights with his analogy of the “Invisible Hand,” where self-interests among localized, independent individuals drive prices in the market — with prices serving as information to market participants. 

Translated to cloud computing, the centralized paradigm of providers like Amazon and Microsoft manifests itself with both unique advantages and disadvantages. 

Cloud platforms are enabling complex business models and orchestration of larger globally integrated networks surpassing all prior predictions by analysts,” Rye stated. “However, as we progress towards a much more sophisticated Web 3.0, complete with microservices, micropayments, and decentralized applications, centralized infrastructure is not suitable for efficient resource allocation.” 

The solution is to distribute resources throughout global markets, where everything from bandwidth to Internet transit technology can be bought and sold in a fluid market that adjusts in real-time.  

Optionality among cloud resources then becomes a natural insurance for users, puncturing narratives of big tech dominance in the process.

The question of whether multi-cloud computing can compete with tech giants is a double-edged sword. The short-term trade-offs will be convenience (i.e., central cloud computing) for better efficiency and resource allocation. However, that does not necessarily mean the two are mutually exclusive. 

Considering the sheer size, power, and popularity of current cloud services, amid the backdrop of innovation with multi-cloud computing, the two appear positioned to complement each other rather than duke it out for supremacy in a high-level polarization of centralization vs. decentralization. 

Andrew L. Rossow is a millennial attorney, law professor, entrepreneur, writer, and speaker on privacy, cybersecurity, A.I., AR/VR, blockchain, and digital monies. He has written for many outlets, most notably Forbes and HuffPost

Connect with Andrew on LinkedIn

The Most Secure Crypto Wallet Ever

The Most Secure Crypto Wallet Ever

Over the past couple years we’ve seen a number of crypto wallets designed to offer security to coin holders. We’ve been big fans of the Trezor and Ledger wallets, but some new technologies are creating opportunities for digital wallets to become even safer. Evercoin now claims to be the safest cryptocurrency wallet and exchange. Evercoin co-founders Miko Matsumura and Talip Ozturk join us today to discuss their latest update and how their integration with the Yubikey make their wallet the safest one available.

What do you get when you combine a spicy password, a dash of biometrics, a sprinkle of 2FA, a dollop of hardware security and a jar of nutella? We’re not really sure, but at least part of it sounds tasty.

Find out more on episode #338 of The Bad Crypto Podcast.

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This Episode is Sponsored by: DIVI

Divi is a cryptocurrency app that makes it easy to earn, transact, and store cryptocurrency. Divi is the first cryptocurrency ecosystem powered by masternodes that can be installed in one click. With Divi's MOCCI (Masternode One-Click Cloud Installer), users can begin earning cryptocurrency at the click of a button, without the arduous setup process. The network's Smart Wallet enables users to easily store and transact their earned cryptocurrency with the luxury of a simple, intuitive interface. Divi was created by The Divi Project: a team committed to reducing the friction tax of cryptocurrency through UX and UI.

Feature: Evercoin

Miko Matsumura is a founder of crypto exchange Evercoin, is a General Partner with Gumi Cryptos and a Venture Partner with BitBull Capital, a cryptocurrency fund-of-funds. He is also an advisor to Arrington XRP Capital. He also advises a wide range of cryptocurrency startups. Miko holds a Master’s degree in Neuroscience from Yale University where he worked on abstract computational neural networks. He leads the Crypto Underground meetup in San Francisco and is a well-known speaker at many cryptocurrency and blockchain events.


Talip Ozturk

Talip Early in his career, Ozturk was a Java Application Consultant at Management Information Consulting, Senior Java Application Engineer at Syncline, and a Software Architect at Itochu Technology. In 2008, he founded Hazelcast, an open source in-memory data grid product. He served as CEO of Hazelcast until 2014 when his role switched to CTO, a position he held until December 2015. In January 2017, Ozturk launched Evercoin, a cryptocurrency exchange based in Silicon Valley.